Long Term Disability (LTD)


Financial planning includes taking the steps to protect yourself and your family when the unthinkable happens.  Having adequate insurance coverage in the event of a disabling condition is the foundation of a solid financial plan.  Long Term Disability provides the protection you need to ensure that your way of life is protected in the case of a serious injury or illness.  The following is a summary of the Long Term Disability plan that the City of Lewisville purchases for each full-time employee.



 your ltd benefit is

equal to

 60% of

pre-disability pay

 monthly benefit



 monthly benefit



 period before

benefits are payable

 180 days

 rehabilitation program


 mental illness /

substance abuse limitation

 24 months