City of Lewisville, TX
Home MenuAccidental Death & Dismemberment (AD&D)
The City of Lewisville automatically provides eligible regular, full-time employees with AD&D Coverage, which is three times your annual salary, subject to a maximum of $300,000.
Accidental Death benefits are payable to your beneficiary, in addition to your Life Insurance benefit, if you die within 365 days after a covered accident and the cause of your death can be attributed to the covered accident.
Accidental Dismemberment benefits are payable to you if you suffer a loss that is covered under the plan. The loss must have occurred within 365 days of the covered accident.
|
loss of: |
AD&D Benefit |
|---|---|
|
Life |
Principle Sum |
|
Both hands or both feet |
Principle Sum |
|
One hand and one foot |
Principle Sum |
|
One hand or one foot plus the sight of one eye |
Principle Sum |
|
Sight of both eyes |
Principle Sum |
|
Speech and hearing |
Principle Sum |
|
Use of four limbs |
Principle Sum |
|
Use of three limbs |
3/4 Principle Sum |
|
Use of two limbs |
2/3 Principle Sum |
|
Speech or hearing |
1/2 Principle Sum |
|
Thumb and index finger of same hand |
1/4 Principle Sum |
|
More than one of the above |
Largest Benefit |
